Your next NOI gain may already be in your total cost of risk.
See the opportunityThe squeeze
same-store NOI growth at apartment REITs in Q1 2026.
Source: Nareit, REIT Industry Tracker, Q1 2026.
umbrella and excess insurance rates in Q2 2026.
Source: Marsh, Global Insurance Market Index, Q2 2026.
What it costs you
Average annual total cost of risk per unit: $859 in P&C risk plus $213 in resident default risk.
of your NOI.
Premiums, retained losses, loss prevention, the work of managing it all, and resident default. Most portfolios never see that number in one place.
Source: Assurified analysis of 2026 data from the Federal Reserve, NAA, Marsh, The Baldwin Group, Equity Residential and TransUnion.
No one owns it end to end.
- Inside the firm
Finance, operations, asset management, risk and others
- Outside the firm
Maintenance vendors, claims administrators and brokers
- Spread across
Systems, spreadsheets, loss runs, emails and PDFs
So each piece gets managed, but no one manages to the total.
What owning it is worth.
target reduction in cost of risk per unit
added to annual NOI on a 10,000-unit portfolio
in implied asset value at a 5.5% cap rate
Financial target, measured against your own baseline and reported by property and period. Applied to the $1,072 average.
InsurOps was designed to return money to your portfolio.
- 01It pulls risk data from the systems you already run.
It also brings in the documents and third-party records that sit outside them.
- 02Every data point is validated and linked to its source.
Your broker, your carrier and your teams can check it.
- 03It executes workflows across your risk ecosystem designed to save staff time and return money to your portfolio.
- 04Assurified takes no commission or premium share and does not underwrite.
It has no stake in which broker or carrier you choose.
Commercial property and casualty insurance.
Income-producing resident programs.
Total cost of risk, including resident default.
InsurOps manages all three on one platform.
While others make claims, InsurOps delivers.
Only InsurOps manages multifamily insurable risk from resident risk to property and casualty.
Covers all eight, from resident liability to total cost of risk.
Covers resident liability and resident default. Partly covers certificates of insurance.
Covers certificates of insurance, policies and programs and total cost of risk. Partly covers property data, renewal to bind and loss runs.
Covers certificates of insurance, policies and programs and total cost of risk. Partly covers property data, renewal to bind and loss runs.
Covers property data. Partly covers renewal to bind and loss runs.
Covers none of the eight in full. Partly covers certificates of insurance, property data, policies and programs, renewal to bind and loss runs.
Covers certificates of insurance. Partly covers property data, policies and programs and renewal to bind.
feature groups led or tied, against all six
across 94 features; the nearest alternative scores 67%
Source: Assurified feature comparison, September 2026, rechecked October 28, 2026. Vendor descriptions come from each vendor’s public website.
Start with a
rapid Proof of
Value.
One use case you choose.
Success criteria you define up front.
Low-touch for your team.
Hit the criteria, and you move forward.
An Assurified solution architect will work with your team to scope the first use case and define success criteria.
Lowering cost of risk starts with owning the data behind it.
Meet with an Assurified solution architect to identify the opportunity and scope a proof of value.